Monday, July 4, 2016

David Ortiz’s Final Season May Be The Biggest Of Them All

In his last season, David Ortiz has shown no signs of slowing down. He will go down as one of the best, if not the best, designated hitters to have ever played the game. However, in his last season of his legendary career, it is looking like the last page of his book will leave [...]

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The Corrosive Nature of Over-Introducers

Saturday, July 2, 2016

Bruins Fans Will Fall In Love With David Backes & Here’s Why

  I am not going to lie, I had ZERO faith that the Bruins were going to make any kind of splash during free agency this year. Since the B’s won the Cup back in 2011, the front office has been nothing short of a dumpster fire (Chiarelli 90% of the problem). However, when the [...]

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Cryptowall 4 Vaccine “Fix”

Cryptowall, the now-infamous encryption malware that locks files for ransom, has been updated.  Known as Cryptowall 4, the ransomware infects Windows machines, encrypts files, and demands users cough up crypto-cash to unlock their documents.  The new variant, thought to have been developed by Russian hackers, emakes it even harder to crack the files by scrambling file names.  While Cryptowall remains by far one of the most common families of the malware, its success has given rise to new families and variants.

Users are tricked into opening a zipped attachment from a spam campaign, which contains a malicious file, triggering an executable payload.

cryptolocker - cryptowall

Crytowall encrypts your files and holds them ransom until you pay for a decryption key

The ransomware, upon install encrypts files making it almost impossible to regain access; it scrambles file names making it harder for victims to know which files are which.  System restore points are also erased, taking away the option of returning to a previously saved state.

The malware mocks the user, congratulating the user for becoming ” a part of large community,” according to BleepingComputer, which first detailed the changes.

Cryptowall uses bitcoin for payment

Cryptowall uses bitcoin for payment

The ransomware uses bitcoin as the means of payment, which like in previous versions is handled by a centralized Tor-based command-and-control server to store decryption keys, making the attackers almost impossible to trace.

Ransomware hits thousands every week, and costs users $18 million in losses, according to estimates from the FBI. Other figures suggest the Cryptowall family alone has generated about $325 million in bitcoin ransoms.

Prevention
It is critical for CEOs and CIOs to minimize risk of any virus.  Here are some common sense steps to take:

  • Keep regular backups:  This will mitigate the damage done by file-encrypting ransom-ware.
  • Install Bitdefender vaccine (The tool, which can be downloaded for free from its site, does not however undo the damage if the malware has already infected a machine, and only applies to the latest Cryptowall 4 malware; be aware as well that this software can bluescreen some systems)
  • Keep anti-virus up to date

Cryptowall Vaccine

Source: ZDNet

Originally posted 2015-11-11 02:13:13. Republished by Blog Post Promoter

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Friday, July 1, 2016

How to Create Good Product Landing Pages

Product Pages In A Website – What Should Be Included? First if all, you should understand what product pages actually mean. Product pages are those pages on a website where a company displays its product images and information. Most of the times, these pages will be present on a website associated with shopping.

A product page also offers a Buy button, using which a customer can buy certain or specific products. These pages are the most important in any website as they are the ones that ultimately lead to sales. A product page should be attractive, informative and reliable. In the end, the customer should be able to trust the page so as to enter his credit or debit card number in order to buy the product.

Almost all ecommerce web designers understand the importance of product pages in a website. It is critical that a product page is well designed according to the needs and requirements of the retailer’s business. Almost every company spends a lot on their product pages. In fact, a product page is usually the most expensive page in a website. Therefore, retailers always want that the product page should be able to make a sale for them. You should make sure that product pages are simple and not complicated. Moreover, they should provide all the information about the products and the user should be easily able to navigate through them.

Things to Remember While Making A Product Page

Title and Description

The title of your product page should be descriptive as most of the people who visit your website will be through search engines. The title should be descriptive as well as informative. Moreover, the product page should include all the description about the products that you are selling. The product page should include information related to the cost of the product, delivery charges, discounts, coupon codes etc. Moreover, there should also be an image of the product which could be easily enlarged by the viewer. Navigation through all the products should be easy. You should make different categories according to the sizes, prices and other factors.

Availability of the Product and Delivery time

Information about the availability of the product should be visible on the product page. It is quite annoying if the user wants to buy the product, enters all information and finds out that the product is out of stock. Moreover, the user should also be showed the approximate delivery time, so that he can expect a delivery on a certain date.

Privacy and Guarantee policy

Most of the users are unsure about the quality of the products they buy online. This may act as an obstacle between your product and the customer. You should mention the guarantee period and other information related to the guarantee policy of your company. The privacy policy should also be explained so that the user does not hesitate while entering his credit or debit card information.

Buy button

Ultimately, the user needs to click on a buy button if he wants to buy something.  The buy button should be clearly visible on the product page.

commerce

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Breaking: Boston Bruins Sign David Backes To One Year Deal

BREAKING: David Backes has been signed by the Boston Bruins David Backes is going to BOS on a one year deal. — Bob McKenzie (@TSNBobMcKenzie) July 1, 2016

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Current Mortgage Rates for Friday, July 1, 2016

Happy Friday, and welcome to the TMS current mortgage rates blog. There’s some economic data out today, but first, your daily mortgage rate forecast/advice.

Click here to get today’s latest mortgage rates.

Where are mortgage rates going?

Heading into the holiday weekend, U.S. markets are still grappling with life after the Brexit. It doesn’t help that none of the economic data out this week was particularly robust. Fortunately, mortgage rates are benefiting from the bad news.

Freddie Mac PMMS shows new 3-year lows

We got our first post-Brexit Freddie Mac Primary Mortgage Market Survey (PMMS) yesterday. Unsurprisingly, it revealed that mortgage rates took a bit of a dive and are now at new lows. The average rate on a 30-year fixed rate mortgage fell to 3.48% (0.5 points); the average rate on a 15-year fixed rate went to 2.78% (0.4 points); and the average rate on a 5-year ARM sunk down to 2.70% (0.5 points). The last time mortgage rates were this low was May 2013, and perhaps what is most impressive is that the 30-year fixed is a mere 17 basis points above the all-time low of 3.31%.

Click here to get today’s latest mortgage rates.

current mortgage rates

Where rates go from here is anyone’s guess. The big market mover of the month comes next week with the June employment report. I imagine that Fed officials are desperately hoping for a strong number. If anything could boost the markets, it’s that report. On the converse, a poor report would certainly send markets reeling.

Click here to get today’s latest mortgage rates.

10-year yield hits all-time lows

The yield on the U.S. 10-year Treasury note is still showing no indication of climbing out from its post-Brexit hole. In fact, it seems to be bent on burrowing deeper into the abyss.  The yield is currently trading at 1.46%, but it briefly dipped down to an all-time low this morning when it touched 1.378%. The previously low of 1.39% was set back in September 2012. Mortgage rates have a strong tendency to follow in the footsteps of the 10-year yield, so all of this is good news for prospective homebuyers or homeowners looking to refinance into a lower rate.

Fed Fund futures still don’t know where a rate hike is

Everyone’s favorite fed watching tool–the Fed Fund futures–is still showing a very little chance of a rate hike in 2016. It’s been that way all week, and I expect it to stay like that for quite some time. That means July, September, and November are all but guaranteed to not see a rate hike. They actually have an oh-so-small chance of a drop in rates. I don’t expect that to happen, but it’s there.

Then we come to December. In the pre-Brexit world, December was seen as a near lock for a rate hike. It was the light at the end of the monetary policy tunnel. Now, it sits there with a measly 14.1% chance of a rate hike. It’s definitely possible that as we move forward these next few weeks and months that number will start to change, but for now, a rate hike in 2016 seems to be a highly unlikely event.

Rates are still near record lows.  Contact us today to see if we can save you money on your home payments.

What does this mean for me?

Mortgage rates are at new 3.5-year lows. That’s great news for anyone looking to refinance or purchase a home. There’re plenty of opportunities to lock in a low rate, I would just recommend that you do it sooner rather than later, as there’s no telling when rates jump back up.

Click here to get today’s latest mortgage rates.

Today’s economic data:

PMI Manufacturing Index

The June PMI manufacturing index came in at 51.3, slightly up from May’s 50.7.

ISM Manufacturing Index

The ISM manufacturing index also posted a moderate gain in June with a reading of 53.2, up from 51.3. New orders and export orders are both up.

Construction Spending

Construction spending wound up in the negative for May, coming in at -0.8%.

Notable events this week:      

Monday:

  • International Trade in Goods
  • Dallas Fed Manufacturing Survey

Tuesday:

  • GDP
  • S&P/Case-Shiller Home Price Index
  • Consumer Confidence

Wednesday:

  • Personal Income and Outlays
  • Janet Yellen speaks
  • Pending Home Sales Index
  • EIA Petroleum Status Report

Thursday:

  • Weekly Initial Jobless Claims
  • Chicago PMI

Friday:

  • PMI Manufacturing Index
  • ISM Manufacturing Index
  • Construction Spending

Rates are still near record lows.  Contact us today to see if we can save you money on your home payments.



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