Thursday, November 9, 2017

Current Mortgage Rates for Thursday, November 9, 2017

It’s another fairly slow day for mortgage rates. We did get the Freddie Mac PMMS out this morning, which is showing that rates touched down on 3-week lows in today’s survey. That’s great news for anyone looking to buy a home or refinance. Read on for more details.

Where are mortgage rates going?                       

Rates hit 3-week low in Freddie Mac PMMS 

It’s Thursday after 10am and that means that the Freddie Mac Primary Mortgage Market Survey has been released. The good news for borrowers is that rates dipped lower this week down to 3-week lows. Here are the numbers:

  • The average rate on a 30-year fixed rate mortgage fell four basis points to 3.90% (0.4 point)
  • The average rate on a 15-year fixed rate mortgage sunk three basis points to 3.24% (0.5 point)
  • The average rate on a 5/1-year adjustable rate mortgage moved one basis point lower to 3.22% (0.5 point)

The slide lower for rates wasn’t a surprise to anyone who had been following the markets this past week and a half as optimism about major tax reform caused many investors to adjust their positions last week.

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We’ve been in a bit of a holding pattern ever since then, with rates basically unchanged this week. There’s just been very little economic data out over the past few days, and we’d been in wait and see mode as the Republican tax bill got marked up by the Ways and Means Committee.

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Rate/Float Recommendation                   

Lock now

Mortgage rates have been hanging around a narrow range for the past several weeks. Fortunately, those levels have been on the lower end of the spectrum for 2017.

Given that rates are still expected to rise in the long-term, we’re recommending that borrowers lock in sooner rather than later.

Click here to head to our Mortgage Builder and figure out how much you could save. 

Today’s economic data:                               

Jobless Claims 

Applications for unemployment benefits came in at 239,000 for the week of 11/4. That’s up 7,000 from the prior revised reading.

Get the GreenLight and close in 21 days* 

Notable events this week:                  

Monday:                    

  • Fedspeak

Tuesday:   

  • JOLTS

Wednesday:   

  • EIA Petroleum Status Report
  • 10-Yr Note Auction

Thursday:        

  • Jobless Claims

Friday:     

  • Consumer Sentiment

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*Terms and conditions apply.



from Total Mortgage Blog http://ift.tt/2hfuFIJ

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