Wednesday, March 8, 2017

Current Mortgage Rates for Wednesday, March 8, 2017

Welcome to the Total Mortgage Current Mortgage Rates Blog. There’s a decent bit of economic data out today, but first, your daily mortgage rate forecast/advice.

Where are mortgage rates going?

Mortgage rates are moving sideways again this morning, as there’s little economic data out that would cause investors to make major shifts to their positions. An exceptionally strong ADP employment report is a good sign of things to come in the February Jobs Report, which will be released on Friday morning. If that report comes in anything short of abysmal, it’s basically a lock for a rate hike by the FOMC next Wednesday.

That will mean that the federal funds rate will be bumped up to 0.75%-1.00%, and it will also keep alive the possibility of the Fed raising rates three times in 2017. The Fed has struggled with credibility issues for the past few years, so the fact they actually might have a shot at staying in line with their predictions is something they are probably pleased about.

Click here to get today’s latest mortgage rates (Mar. 8, 2017).

What does this mean for me?

It’s a slow day, and mortgage rates are basically flat. There is certainly a chance that rates will rise on Friday if the jobs report comes in anywhere close to the ADP employment report. Anyone who doesn’t want to risk that happening should lock in a rate before then.

Click here to get today’s latest mortgage rates (Mar. 8, 2017).

Today’s economic data:

ADP Employment Report

The ADP employment report this morning blew the consensus for 183,000 out of the water, coming in at 298,000. The ADP report doesn’t always fall in line with the monthly jobs report, but if it does on Friday, it would certainly guarantee a Fed rate hike next week.

EIA Petroleum Status Report

For the week of 3/3/17:

  • Crude oil: 1.5 M barrels
  • Gasoline: -0.5 M barrels
  • Distillates: -0.9 M barrels

10-Yr Note Auction

There will be a 10-year note auction today at 1:00pm.

Notable events this week:                                               

Monday:    

  • Fedspeak

Tuesday:     

  • International Trade

Wednesday:   

  • ADP Employment Report
  • EIA Petroleum Status Report
  • 10-Yr Note Auction

Thursday:  

  • Jobless Claims
  • Import and Export Prices

Friday:  

  • Employment Situation

Rates are still near record lows.  Contact us today to see if we can save you money on your home payments.



from Total Mortgage Underwritings Blog http://ift.tt/2lE5NPq

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