Super Bowl 52 is almost upon us and it’s New England vs. Everyone again…… The haters are coming out in droves wishing the demise of the greatest franchise in NFL history. Members of the 2004 Philadephia Eagles are still butt hurt they lost because their QB puked all over himself in the final minutes. [...]
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Mortgage rates are moving sideways today ahead of the first Federal Open Market Committee announcement of the year. When we get that statement at 2:00pm, we could see an adjustment to current mortgage rates.
Right now it’s looking like we’ll see a slight swing higher, but we’ll have to wait and see as you can’t completely rule out any surprises. Read on for more details.
Market Outlook 1.29.18 from Total Mortgage on Vimeo.
President Trump’s first State of the Union Address came and went with very few surprises.
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The President struck a diplomatic tone, something that was widely anticipated and helped keep the market reaction from really going anywhere.
In fact, financial market participants have already moved on to the next big event of the week: the Federal Open Market Committee’s post-meeting announcement this afternoon at 2:00pm.
It’s the first FOMC meeting of the year and the final meeting for out-going Fed Chair Janet Yellen. The general consensus is that the FOMC will keep the federal funds rate unchanged but signal for at least three rate increases in 2018.
Charting out a path of more than three rate hikes wouldn’t even be much of a surprise at this time, given the strengthening economy and uptick in inflation we’ve been seeing.
If the Fed does come out with a more aggressive tone, we could see some upward pressure on mortgage rates to finish out the day.
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Mortgage rates could rise this afternoon when we get the FOMC announcement. Long-term, they are certainly expected to move higher.
If you’re considering buying a home or refinancing your current mortgage, our recommendation is for you to lock in a rate sooner rather than later.
Click here to head to our Mortgage Builder and figure out how much you could save.
The ADP employment report showed 234,000 jobs added in January. That’s a strong reading that points toward a healthy labor market.
The employment cost index rose 0.6% in the fourth quarter of 2017. That puts it at 2.6% for a year over year change.
The Chicago PMI came in at 65.7 for January.
The pending home sales index increased 0.5% month over month in December. That brings it up to 110.1.
For the week of 1/26/18:
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Mortgage rates are holding higher on the week today.
Financial market participants are eagerly awaiting President Trump’s first State of the Union Address later today, an event that could cause mortgage rates to adjust depending on what is said.
Regardless, rates are expected to rise in the near and long term so we’re recommending borrowers lock in a rate sooner rather than later. Read on for more details.
Market Outlook 1.29.18 from Total Mortgage on Vimeo.
Yesterday, we saw a push higher for long-term government bond yields. The yield on the 10-year Treasury note (which is the best market indicator of where mortgage rates are going) moved up over 2.7% for the first time since 2014.
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Mortgage rates typically move in the same direction as the 10-year yield, and have been on the rise recently.
They’re a ways away from achieving multi-year highs, but the expectation is definitely for them to rise throughout 2018, possibly up past 5% for the 30-year fixed rate.
Investors are focused right now on Trump’s impending State of the Union Address. It’s his first, and while he could always say something to stir the pot, it seems as though he will try to steer clear from irking anyone during his speech, which most likely means a rather muted market reaction.
Looking ahead to the rest of the week, we have the FOMC meeting announcement tomorrow afternoon and the monthly jobs report for January on Friday as the two biggest chances for current mortgage rates to adjust.
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Mortgage rates are certainly on the rise so far in 2018 with no slowdown in sight. If you’re considering purchasing a home or refinancing your current mortgage, we strongly recommend that you try to lock in a low rate as soon as possible.
Click here to head to our Mortgage Builder and figure out how much you could save.
The Federal Open Market Committee kicks off a two-day meeting today down in Washington, D.C.
It’s their first meeting of the year and the last meeting for out-going Fed Chair Janet Yellen. Yellen’s last day is on February 3, and will be succeeded by current Fed Governor Jerome Powell. The expectations for this meeting are fairly low as far as excitement goes.
The general consensus among analysts is that the Fed will keep the federal funds rate unchanged and reinforce the stance of three rate hikes in 2018. If this happens, we could possibly see a mild uptick in bond yields and mortgage rates.
Generally, the big market swings after FOMC meetings happen when the Fed throws a curve ball into the mix and talks about more or less rate hikes than expected.
Again, that’s not expected–but you never know, which is why you’ve got to tune in and find out what happens tomorrow afternoon when the meeting ends.
Home prices rose 6.2% in November, according to the latest S&P Corelogic Case-Shiller Housing Price Index.
Consumer confidence came in at 125.4 for January. That’s slightly higher than the prior month.
President Trump will give his first State of the Union Address tonight. That will obviously be an extremely well watched event, and as such, carries with it the possibility of a market reaction afterwards.
However, most sources believe that Trump will deliver a diplomatic speech that steers clear of any inflammatory statements.
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Here comes another week. It should be a busy one with lots of economic data and other events to keep an eye on. We are seeing some upward pressure on mortgage rates at the start of trading today, as investors continue to sell government bonds.
If you’re looking to purchase a home or refinance your current mortgage, we’re recommending that you take action sooner than later. Read on for more details.
We’re starting off the week with a bang as U.S. bond yields spiked higher in early trading.
The yield on the 10-year U.S. Treasury note (which is the best market indicator of where mortgage rates are going) shot up almost seven basis points, bringing it up over 2.7% for the first time since 2014.
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Mortgage rates typically move in the same direction as the 10-year yield, so we’re seeing some upward pressure on rates as we begin the week. It should be noted, though, that at this time the 10-year yield has come down a couple points off of its intraday peak, but the shift higher is certainly there.
There is certainly the potential for this week to be a busy one. Tomorrow night we have President Trump’s State of the Union address. The spotlight will definitely be there for Trump, and as we’ve seen, he has a knack for saying things with global consequences.
What he will say tomorrow night is anyone’s guess, it’s looking like he will strike a diplomatic tone and avoid any inflammatory remarks. This would soften any effects on the mortgage market.
We’ve got the Federal Open Market Committee announcement on Wednesday, which shouldn’t be that eventful on the monetary policy front.
Some analysts are calling for a more hawkish adjustment to the Fed’s outlook, but whether or not that will actually happen is another thing. There is a general agreement, however, that the Fed will reinforce the notion of three rate-hikes in 2018.
If they don’t do that, that’s when we start to get into a big market reaction. It seems unlikely, but you’ve always got to keep an eye out for surprises.
After the Fed meeting, financial market participants will be looking ahead to Friday’s Employment Situation report (a.k.a. the monthly jobs report). That’s always one of the biggest market movers every month and this time around should be no different.
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Mortgage rates are poised to continue their gradual increases throughout 2018. We’ve already seen the average rate on the 30-year fixed rate mortgage move up 20 basis points in the Freddie Mac Primary Mortgage Market Survey.
Given this expectation for current mortgage rates, we think that the best bet for most borrowers is to lock in a rate now. It only takes a few minutes online or a quick phone call to a loan officer to get started.
Click here to head to our Mortgage Builder and figure out how much you could save.
The latest PIC report is out with data for December. It’s showing personal income up 0.4%. Consumer spending is also up 0.4%. The PCE Price Index rose 0.1%, month over month, putting it at 1.7%, year over year. Core PCE ticked up 0.2%, month over month, bringing it to 1.5%, year over year.
The Dallas Fed Mfg Survey moved off of an 11-month high today to a 16.8 reading for January.
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Dear insufferable & whiny haters of the New England Patriots, Tell the other 31 NFL franchises that you cheer on to stop being part of the problem but rather be part of the solution. Be OUTRAGED that your team can’t draft a quarterback, field a competitive team and/or hire a coach that is somewhat [...]
The post Open Letter To Patriots Haters: Stop Whining & Start Winning appeared first on Boston Sports Then & Now.
Wow! These “Authentic” Eagles fans really showed their loyal Patriots supporting co-worker by descreating his cubicle when he was off…..quite brave of them. Massholes are known for their subdued, calm demeanor so I’m sure he’ll handle this rationally pic.twitter.com/wdAbRQmZho — Laces Out (@LacesOutShow) January 26, 2018 I am sure if he was in the office [...]
The post Super Bowl 52: “Authentic” Eagles Fans Start Office Warfare With Cubicle Descration (VIDEO) appeared first on Boston Sports Then & Now.
We’re wrapping up another week and mortgage rates are on track to wind up right about where they started. We have seen current mortgage rates rise over the past few weeks, which is a trend we expect to continue throughout 2018.
If you’re looking to buy a home or refinance your current mortgage, our recommendation is to take action sooner rather than later. Read on for more details.
Mortgage rates are basically flat on the week as we head into the weekend.
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If we take a look at the yield on the 10-year Treasury note, we can see that it’s up a little over two basis points, bringing it to 2.65%.
It started the week at about 2.66%, so we’re talking not talking about a big swing this week. Mortgage rates typically move in the same direction as the 10-year yield so rates are back to about where they kicked off the week.
We did see a big jump in rates from the previous week in the Freddie Mac Primary Mortgage Market Survey. Here are the numbers:
This is the highest reading for the 30-year fixed rate since last March.
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Mortgage rates bounced around this week but ultimately finished out the day about where they started.
Click here to head to our Mortgage Builder and figure out how much you could save.
The Nation’s trade deficit widened to $71.6 billion in December.
Durable goods orders increased by 2.9% in December, putting them at 11.5%, year over year. Ex-transportation rose 0.6% month over month, bringing it to 8.2%, year over year. Core capital goods fell 0.3%, month over month, putting it at 8.4%, year over year.
The first estimate for fourth quarter GDP came in at 2.6%. That’s three tenths lower than the consensus. The report is definitely somewhat surprising, but
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Death and taxes. Two sure things in life. Two others nearly as sure are that the Alabama Crimson Tide and the New England Patriots will contend for a championship. They always do. They may not win it every year, but they are always in contention. Some bets on the Patriots are near a lock, and [...]
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At a Glance
Luxury Within Reach
The Georgia, Langley’s most exquisite new condominium development, features two five-storey buildings situated on the edge of Downtown Langley. These spacious and thoughtfully-designed homes are the perfect match of style and function. Residences include 9’ ceilings, open concept living, stainless steel appliances, granite counters, high quality laminate floors and even air conditioning in master bedrooms.
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The Georgia is just steps from the locally-owned shops, boutiques, and restaurants of charming Downtown Langley, where you can enjoy a unique small town shopping experience. For a taste of the outdoors, the nature trails of the Nicomekl River Habitat are just a leisurely 10-minute walk from your doorstep. With Langley’s wonderful sense of community, lush offerings of nature and close proximity to Vancouver, The Georgia offers urban living with the serenity and affordability of a suburban community.
Pricing for The Georgia
1 bedrooms starting in low $300’s, 2 bedrooms/2 bathrooms starting in low $400’s. Sign up to our VIP list above for priority access to The Georgia updates.
Floor Plans for The Georgia
A variety of unit types are offered, including adaptable units, ranging from 466 – 1,087 sq ft. Contact me today to discuss availability and plans according to your needs.
The Georgia Interiors
Open concept living.
Chef-inspired kitchens.
Practical bathrooms.
Amenities at The Georgia
Each building includes a lounge adjacent to the entry, a fitness room on the first floor, meeting room on the second floor, library on the third, yoga room on the fourth, and theatre on the fifth floor.
Parking and Storage
The Georgia will provide 245 underground parking stalls and 39 surface visitor stalls.
Maintenance Fees at The Georgia
TBA.
Developer Team for The Georgia
Whitetail Homes is the Fraser Valley’s multi-family development specialist. With thousands of homes either constructed or project managed directly by Whitetail’s principals in the Lower Mainland of British Columbia, you can be assured that your brand new condo or townhome will be of the upmost quality – now and for years to come.
Expected Completion for The Georgia
Phae 1: 2020. Phase 2: 2021. Sales begin Spring 2018.
Are you interested in learning more about other homes in Langley, Surrey, or White Rock?
Check out these great South Fraser Presales!
The post The Georgia – Prices, Availability, Plans appeared first on Mike Stewart.
Mortgage rates are flat to slightly higher right now. We did see a big jump in this week’s Freddie Mac PMMS that got released this morning. Looking at the big picture, though, mortgage rates are still at low levels.
They are expected to continue rising in 2018 so we’re recommending that borrowers take action sooner rather than later. Read on for more details.
Market Outlook 1.22.18 from Total Mortgage on Vimeo.
Mortgage rates are moving sideways today. A few hours ago the European Central Bank left their benchmark interest rate unchanged, with ECB President Mario Draghi stating that it will likely remain that way throughout 2018.
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The decision really came as no surprise to financial market participants, resulting in a very muted market reaction.
The yield on the 10-year Treasury note (which is the best market indicator of where mortgage rates are going) is up a little over one basis point from the start of the day.
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Mortgage rates jumped up again this week in the Freddie Mac Primary Mortgage Market Survey. Here are the numbers:
Here is what the Freddie Mac’s Economic & Housing Research group had to say about mortgage rates this week:
“Rates keep climbing. The 10-year Treasury yield reached its highest point since 2014 reflecting expectations of broad-based economic growth. Mortgage rates, in turn, followed the surge in Treasury yields. The 30-year fixed rate mortgage jumped 11 basis points to 4.15 percent, its highest level since March of last year.
The release of the December existing home sales data confirms that 2017 was the best year for home sales in over a decade. Will 2018 home sales outpace 2017? Homebuyer affordability will be a challenge, with mortgage rates moving higher and robust house price gains across the country. The FHFA reported that house prices increased 6.5 percent from November 2016 to November 2017, with all regions showing positive 12-month changes.”
Mortgage rates are continuing to move higher. This is what has been expected for some time now, which is why we’ve been recommending that anyone looking to purchase a home or refinance their current mortgage takes action sooner rather than later.
Click here to head to our Mortgage Builder and figure out how much you could save.
Jobless claims for the week of 1/20/18 came in at 233,000. That’s up from the prior revised reading of 216,000. The four-week moving average is now at 240,000.
New Home Sales came in at an annualized rate of 625,000 for December. That’s a little below the consensus for 680,000.
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Some remarks made by Secretary Treasury Steven Mnuchin are influencing the direction of the markets today and putting some upward pressure on mortgage rates.
We’re not talking about a strong surge but there is a notable push higher right now. The good news is that mortgage rates are still relatively low so if you’re looking to purchase or refinance now is a good time to do it. Read on for more details.
Market Outlook 1.22.18 from Total Mortgage on Vimeo.
Mortgage rates are on the rise today. The big news story dominating headlines right now comes out of the World Economic Forum in Davos where Secretary Treasury Steven Mnuchin made several comments that caught the eye of financial market participants, most notably that a “weaker dollar is good for us [the U.S.] as it relates to trade and opportunities.”
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He continued, stating that “Longer term, the strength of the dollar is a reflection of the strength of the U.S. economy and the fact that it is and will continue to be the primary currency in terms of the reserve currency.”
His comments caused the dollar to slip down to a three-year low, and is pushing up long-term Treasury yields. If we take a look at the yield on the 10-year Treasury note (the best market indicator of where mortgage rates are going), we can see that it’s up about four basis points today to 2.65%.
Mortgage rates tend to move in the same direction as the 10-year yield and are similarly dealing with some upward pressure today. Rates have been on the rise for several weeks now and are expected to continue rising throughout 2018.
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While mortgage rates are definitely moving higher, they’re currently still at levels that are considered low on a historical perspective. If you’re considering refinancing your current mortgage or buying a new home, our recommendation is to take action sooner rather than later in order to try and get the best rate.
Click here to head to our Mortgage Builder and figure out how much you could save.
Home prices moved up 0.4% in November. That puts the yearly change at 6.5%.
The PMI composite flash hit a 53.8 in January. Manufacturing hit a 55.5, while services came in at 53.3.
Existing home sales for December hit an annualized rate of 5.570 M. That’s a monthly drop of 3.6%, bringing the year over year change to 1.1%.
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Content originally published and Shared from http://perfectbath.com
Every room in the house should be decorated according to its function and with the right decorating designs as well. Architectural designers have come up with different methods of improving a home to attain the modern and classic look, and these inventions include how to make a bathroom stand out just like the rest of the house. There are different ideas that one can use in designing the bathroom, but the most important thing to consider is its size. The space or scope of the bathroom helps you determine the kind of fixtures to incorporate and the best designs as well.
Elegant Bathroom Designs.
Now homeowners have discovered the excellent ways of building easy to clean bathrooms with the use of marble, granite, and porcelain. These three materials are soft to touch and come in different colors that give your bathroom a modern and elegant look. It is easy to maintain the elements regarding cleaning since they only require you to wipe them with a cloth.Another area to focus on when selecting the material is the floor. The bathroom floor tends to get water all the time when people are taking showers or even when cleaning the surfaces. Therefore, instead of investing in the old design of adding carpets on the floor, now people are adding tiles. Also instead of using fabric curtains, you can use opaque glass doors which are comfortable to maintain and does not get attacked by mildew or mold.
The colors are other excellent designs to consider when it comes to modeling a bathroom. When it comes to small and large bathroom renovations, the colors that you use to determine how the bathroom would appear. For example, there are some colors such as white, beige and cream that cause the bathroom to look more prominent. Also, neutral colors are easy to maintain and go well with any bathroom. If these colors seem to be a bit dull to you, you can add some boldness on other fixtures in the bathroom such as the bathtub, the faucets and also the lightings.
Add your own taste of fixtures when designing a bathroom. There are different designs of bathroom fixtures such as the bathtub, the sinks, shower heads and also you can add some style when choosing the kind of lighting to use in the bathroom. For example, you can use chandelier lighting in the middle part of the ceiling.
Lighting is another excellent design that a lot of people are focusing on. Your bathroom requires enough illumination just like the rest of the house, and therefore, there should be good lighting. For homeowners, this design can help you attract a lot of potential buyers mainly when you use unique and bright bathroom lighting fixtures. Some of the ideas to add when designing the bathroom lighting include the kind of light to use; maybe you can use crystal chandelier and also consider using other bold colored like led bulbs.
Let your bathroom pop up with the use of the above designing ideas. Make sure you work with an experienced designer so they can help you regarding how to put in place the different designs. Also, use other ideas like adding portraits on the walls of the bathroom if space allows you would be awesome.
Contributed by : Aaron Gruenke foremost expert in bathroom design.
The post Elegant Bathroom Designs appeared first on Perfect Bath Canada.
The government is back in business and mortgage rates are moving a littler lower today. We’re about to get three straight days with important economic reports out, though, which could put some upward pressure on rates. If you’re considering locking in a rate on a purchase or refinance, we think you should take advantage of today’s low rates and act now. Read on for more details.
Market Outlook 1.22.18 from Total Mortgage on Vimeo.
President Trump signed a bill yesterday which put temporary funding into effect for the government through February 8th.
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We saw all of the major U.S. stock indexes bump higher after the news broke around midday, but the decision didn’t have much of an immediate effect on the bond and mortgage markets.
However, today we’re seeing Treasury yields move lower, with the yield on the 10-year Treasury note (the best market indicator of where mortgage rates are going) down about 2.5 basis points.
Mortgage rates typically move in the same direction as the 10-year yield, so we’re looking at some downward pressure on rates today.
Looking ahead to the rest of the week, we have several economic reports out every day that could influence the direction of rates.
The two most notable events, however, are the Durable Goods report and the first estimate for fourth quarter GDP, both scheduled to be released early Friday morning.
If we get some strong readings in those reports, we could definitely see mortgage rates move higher as we head into the weekend.
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Mortgage rates are still at very low levels on a historical perspective. However, current mortgage rates are expected to rise over the long-term, so we do firmly believe that it’s in the best interest for most borrowers to lock in a rate sooner rather than later.
Click here to head to our Mortgage Builder and figure out how much you could save.
The Richmond Fed Manufacturing Index hit a 14 for January. That’s outside of the lower end of the consensus range.
Chicago Fed President Charles Evans will speak at 6:30pm.
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Content originally published and Shared from http://perfectbath.com
There’s no need to spend tons of money on a spa retreat if you have a minimalist bathroom that is just as comforting. You can easily achieve this look by doing the following tips:
Photo by Jared Rice on Unsplash
Don’t store too many things
Just because you have the extra storage space, doesn’t mean you need to fill it completely. Keeping empty space empty and only using what you really need is essential to achieving minimalism in the bathroom. Source: Contemporist
Go for a consolidated look
‘Try to unify the space with one colour or material to achieve a clean and unified look,’ says Straughan. ‘Matte grey tiles would be the perfect base to let your other fittings pop, in particular oversized tiles are a super fashionable choice. Other materials like marble, wood or polished concrete will also achieve that clean look as long as the style isn’t too flashy.’ Source: HouseBeautiful
Don’t be afraid to display a few essentials
A lacquered tray filled with jewelry, perfume bottles and soaps. A trio of vases displaying flowers in pastel tones. A countertop display of grooming products, such as hair gel, deodorant and face wash. These are NOT the type of features you will find in a minimalist bathroom. Not that there’s anything wrong with them! But no-fuss spaces keep the bulk of the grooming products and cushy details hidden, instead choosing to highlight a few key pieces. Like a clear vase filled with one or two blooms, or lotion displayed in a crystalline canister. Source: Decoist
We have the perfect bathroom fixtures to suit your minimalist bathroom. Call us today!
Contact:
Perfect Bath
Phone: Toll Free 1-866-843-1641
Calgary, Alberta
Email: info@perfectbath.com
The post 3 Minimalist Bathroom Design Ideas appeared first on Perfect Bath Canada.
Review Hot Wire Automotive Key Programmer | Mr. Locksmith Blog
For further information go to http://mrlocksmith.com/
Mr. Locksmith Automotive is reviewing the Hot Wire Automotive Key Programmer. I absolutely love this product. It was one of the first programmers I bought. We use two major Automotive Key Programmer, the MVP Pro and we the Hot Wire.
Hot Wire is it is PC based. It goes through a box and it plugs into the OBDC unit. It’s the most idiot-proof key programmer you can find out there.
The interface is so simple you don’t even need to read the manual. All you do is pick out your year, make, and model and plug it in. Turn the key to run and hit enter. The interface is unbelievably good. I absolutely love this. For beginners or advanced automotive locksmiths.
The MVP Pro is the bleeding edge and can do more autos. However, the Hot Wire is easier, quicker to use but again we had the other day where the MVP Pro wouldn’t program a vehicle, the Hot Wire did it.
In the past, I had two Mustangs side by side, same year, same model. The Hot Wire would program one but wouldn’t program the other. The MVP Pro would program the other unit but wouldn’t program the one that the Hot Wire would do. That’s a constant battle with cars. It happens.
We are making keys to cars every single day. This is what we find and we can’t do without two programmers. Nobody can.
That is why we keep on trying some of the offshore versions just to see how they go. We’re always evaluating them.
Again, if you are starting out and you’re coming into a good standard unit, this is the way to go. It’s simple, it’s easy, it’s to the point, and you can’t make a mistake. You really cannot make a mistake.
I love the tablet-based Hot Wire because it’s all in one unit.
We are subscription based on one of our Hot Wires and one we have purchased the software for the most popular autos.
No matter what anybody says, we haven’t found one key programmer that does everything.
If the manufacturer’s want to disagree, I’m waiting for that holy grail. That one machine.
Randy Bath
Your Automotive Locksmith
Our service vehicles are equipped with advanced tools and computers that allow us to open your car locks without causing any damage at all. We also have state of the art, computerized machines that we can use to manufacture new keys or replace the old ignition in your car.
For On-line and Hands-on Locksmith Training Dates and Cities near you for Beginners, Intermediate, Advanced Locksmithing as well as my Covert Methods of Entry, Non-destructive Methods of Entry and to purchase the Famous “Dumb Key Force Tool” that opens Smart Key locks in seconds go to Mr. Locksmith Training http://mrlocksmithtraining.com/
For Locksmith Franchise and Licensing Opportunities go to http://mrlocksmith.com/locksmithfranchise-opportunities/
The post Review Hot Wire Automotive Key Programmer | Mr. Locksmith Blog appeared first on Mr Locksmith Abbotsford.
The government shutdown continues to dominate headlines in the U.S. but the actual market reaction has been fairly muted so far today.
There will be a vote at noon on whether or not to reopen the government with funding for three more weeks. There is definitely the possibility of a mortgage rate adjustment after the results of that vote are in.
Read on for more details.
Unless you’ve been under a rock for the past 72 hours you’re no doubt aware that the U.S. government went into a shutdown after Republican and Democratic lawmakers failed to agree on funding by midnight last Friday.
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The hectic scene down in Washington, D.C. continues this morning as a vote at noon is now the key focus. If the vote passes, the government will reopen and have funding for three more weeks.
The outcome is still clouded with uncertainty as a few crucial issues remain unresolved between the two parties. At any rate, the markets aren’t really showing much concern at the moment with all the major U.S. indexes trading higher.
If we take a look at the yield on the 10-year Treasury note (the best market indicator of where mortgage rates are going), we can see that it’s just about two basis points lower from where it started the day.
Mortgage rates typically move in the same direction as the 10-year yield, so rates are flat to slightly lower right now.
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Mortgage rates moved higher last week. There’s a lot up in the air right now with the government shutdown so it’s hard to say where mortgage rates will go this week; however, we do still expect that current mortgage rates will rise in the long-term.
Given this expectation, we believe the smart decision for anyone looking to buy a home or refinance is to lock in a rate sooner rather than later.
Click here to head to our Mortgage Builder and figure out how much you could save.
The Chicago Fed National Activity Index came in at a 0.27 for December, which is just a touch higher than the 0.27 that analysts had expected. The 3 month moving average is now at 0.42. It’s a mixed report that isn’t doing anything for investors today.
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At a Glance
A Vibrant Waterfront Community
Pier West is a landmark project that will bring vibrant design and refined living to the most significant waterfront property in Metro Vancouver. Respecting the prominence of its location by Westminster Pier Park, Pier West is the final piece in the completion of New Westminster’s waterfront revitalization. The groundbreaking development includes two residential towers, including the tallest building on Metro Vancouver’s waterfront, plus a variety of services that add to the community. The design will be of lasting architectural significance, reflecting a forward-looking vision.
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Pricing for Pier West
As this development is in pre-construction, pricing is yet to be announced. Sign up to our VIP list above to ensure your receive priority access to Pier West updates.
Floor Plans for Pier West
Plans have not yet been made public, however, Bosa intends to offer a family-friendly residence mix of 156 one-bedroom units, 441 two-bedroom units, and 68 three-bedroom units, ranging in size as follows:
Of these, 69 1-bedroom and 195 2-bedroom residences are adaptable. Serious purchasers should contact me today to discuss your needs.
Amenities at Pier West
A 3-storey commercial building will offer residents a 40-space childcare facility, restaurant, and retail space. Each residential tower will have its own indoor amenity space – 4,522 sq ft for the west tower and 3,750 sq ft for the east tower – providing a gym, yoga studio, steam room, and sauna. There will also be a 24-hour concierge service and an Owners’ Club lounge.
A common outdoor amenity space between the towers offers a dog relief area, community garden plots, barbecue area, and communal meeting areas. Site improvements that integrate the property with the surrounding neighbourhood include 9-metre-wide riverfront boardwalk, a 2-acre extension of Westminster Pier Park, and a pedestrian overpass spanning the rail tracks at the foot of 6th Street.
Parking and Storage
Pier West will offer 777 vehicle parking spaces for residents, 61 spaces for visitors, 80 public spaces, 13 commercial spaces, and four daycare stalls. One car share space is also proposed. The majority of parking will be located in a three-level underground parkade, of which 31 stalls are accessible. Six surface spaces have been allocated behind the commercial building and 15 surface residential visitor stalls are located along the north property line. The underground will also provide 832 long-term bicycle stalls and the daycare will offer two. At grade bicycle racks for the restaurant and the residential towers will accommodate 11 bicycles.
Maintenance Fees at Pier West
TBD.
Developer Team for Pier West
Bosa Development is a wholly-integrated, privately-owned developer, contractor and asset manager, and one of British Columbia’s most respected privately-owned firms. Bosa has an impressive five-decade track record of providing efficient and expedient solutions for projects that present varied challenges. Bosa developments include City Gate, Eden and Oscar in Yaletown, as well as 819 Hamilton and Rosedale Gardens in Downtown Vancouver.
Amanat Architect is an architectural firm that is active in the field of public and institutional projects with substantial expertise in assembly buildings, embassies, and educational facilities. The firm has experience in urban design, housing, industrial, and health facilities. Amanat operates at an international level, undertaking projects in Canada and the United States, as well as Europe, the Middle East, and China. Awards and honours include the Shahyad Monument Design Award and the Tucker Award for Architectural Excellence.
Expected Completion for Pier West
Early 2022.
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